We Finance Your Future, Not Your Past.

We understand that sometimes the unforeseen happens, but that shouldn't mean you can't drive home in the vehicle you desire. The experts at Modern Auto are here to help you get the second chance financing you deserve. Whether you have good credit, no credit, or bad credit, we can help!

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A Word From Our Finance Manager

As a Finance Manager here at Modern Auto Sales, my goal is to assist customers (whether you have good or bad credit) with finding a car loan for the exact pre-owned vehicle you want.

We understand that life happens and your credit rating may have suffered as a result. Modern Auto Sales has built strong relationships with local and national lenders. This allows us to help you get the right financing for your situation. There is nothing that we love doing more than helping people with bad credit obtain a car loan when they didn't think it was possible. And the beauty is, we do it ALL the time!

Please feel free to contact me directly with any questions regarding your current credit situation or for general financing questions, I am always happy to help.

Ernesto Resto
Finance Manager
(978) 226-5915
ernesto@modernautosales.com

"After test driving the car I had been looking at online, I knew I wanted it but wasn't sure about my financing. Modern Auto Sales found me a better loan through another credit union which really made this whole experience even better!"

- R. Lay, Google Review

Your privacy is important to us.

Modern Auto Sales takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

Do you have bad credit and need an auto loan?

Modern Auto Sales in Tyngsboro and Dracut, MA have built strong relationships with local and national lenders. This allows us to help you get the right financing for your situation. We love helping people obtain a car loan when they didn't think it was possible. If you have bad credit or no credit, Modern Auto Sales will help you secure the car loan for the exact pre-owned vehicle you want.