Start Your Journey

No credit? No Problem! Modern Auto Sales is here to help.

Buying a car is an important decision and being a first‑time car buyer can be worrisome. Modern Auto Sales is here to make your car-buying process as EASY as possible. Regardless of your credit situation, we've helped thousands of first time car buyers finance the car of their dreams.

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How It Works

1.) Start Here

Contact Us to review all the available finance options.

(888) 801-4136

2.) We Make It Work

We've built strong relationships with local and national lenders and will work to secure the perfect car loan.

3.) You Pick Your Car

With financing in hand, our sales team will help you choose the perfect vehicle you've always wanted!

4.) Watch Your Credit Improve

Positive credit activity, like making regular payments on your vehicle, can help your credit score.

"I am currently financing my first car through Modern Auto and the whole staff was incredible. I recommend this place to anyone who is looking to finance a car!"

- Mariah L, DealerRater Review

Are You A First Time Car Buyer Looking for An Auto Loan?

At Modern Auto Sales, our team of auto financing specialists are committed to help drivers in Tyngsboro, Lowell, Dracut, Nashua, NH and beyond. Our skilled finance team has a wealth of experience assisting first time car buyers. Regardless of your credit history, our finance experts will find the perfect car loan to meet your needs.

I'm A First Time Car Buyer!

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